Develop and maintain successful relationships with business referral sources, existing and prospective to HSB.
Prospects new mortgage lending opportunities.
Manages existing HSB mortgage portfolio for opportunities and customer service.
Responsible for mortgage origination process.
Gather supporting documentation
Produce Loan Estimates
Attend weekly loan committee meetings.
Active with outside community events/organizations.
Business development with a primary focus on mortgage lending.
Originate mortgage loans.
Refer consumer loans.
Ensure proper documentation in all loan files.
Referrals on banking products/services.
Monitor loan delinquency.
Other responsibilities assigned.
Adhere to Loan Policy and Procedures.
Strong verbal and written communication skills.
Strong judgment, initiative and decision making skills.
Maintain customer confidentiality.
Strong compliance knowledge and skills.
Strong secondary market knowledge.
Meet or exceed timelines and follow up.
High level of accuracy.
Ability to communicate and work effectively with peers.
Proficient with Microsoft Office Suite of Products, Office 365, Internet, Loan Software, Credit Reporting, Loan Prospector.
Additional Salary Information: Commission Plan Available
About Homestead Savings Bank
Homestead Savings Bank is a full-service financial institution with locations in Albion, Leslie and Springport. Since 1889 our mission has been to provide outstanding service to our customers. Decisions are made locally by people who know our customers and our communities.
The bank is guided by a Board of Directors composed of local community leaders from throughout its footprint. The Board has installed an experienced, professional and caring management team who oversee day to day operations. Homestead Savings Bank is organized as a mutual savings bank. That means its owned by customers. When customers are owners, our service takes on new meaning.