Message from the CEO Randy Bowers Randy Bowers Chairman of the Board, President and CEO Our Mission "Our mission is to provide exceptional service and quality banking products tailored to meet the needs of each customer." Why Malaga Bank? Bank Local First! Since Malaga Bank opened its first office in Palos Verdes Estates on March 14, 1985 we have been a strong proponent of our local community and helping one another. We believe in supporting our community and in patronizing local businesses. As a full service community bank we have been serving the financial needs of the South Bay community for over 30 years offering a variety of personal banking products, business banking products and loan products that compare favorably with those at larger financial institutions. Malaga Bank's philosophy is to provide a broad range of financial products and services to the entire South Bay community with the best in hospitality and service to go along with them. When was the last time a bank teller greeted you by name? When was the last time a bank president did? At Malaga Bank it happens every day. While other banks claim to give personal service, at Malaga Bank we actually... deliver it. Here at Malaga, customers aren't simply customers; they're also friends and neighbors. In fact, many of our customers have been banking with us since the day we opened our doors in 1985. Everyone who walks through the door of any office receives much more than a mere financial transaction. Banking with Malaga Bank is an experience-an experience of community and genuine concern for our customers. An experience unlike any other in today's world of mega-banks with corporate offices several time zones away from the customers they are supposed to serve. Our customers at Malaga enjoy elegant surroundings with daily Starbucks coffee and, during the holidays, pie from Marie Callender's. They are greeted warmly by staff-many whom they have come to know and like: Familiar faces who embrace technology without ever forgetting that before you had a username and password, you had just a name. These intangibles make the experience of banking with Malaga one that's very rare. It's an experience that is valued not only by our current customers, but everyone who knows that both financially, and personally, they deserve the best banking has to offer. Experience the difference today and "bank local" with the bank that is a part of your community.