The position of Chief Credit Officer directs, manages, organizes, and supervises the centralized loan administration activities of the bank, and ensures the maintenance of the highest level of quality and profitability of the bank’s loan portfolio. Defines the strategy for the Bank’s loan portfolio, including long-term strategic development of lending practices, policies, and objectives. Formulate, review, and approve lending policies and procedures. Develops methods to evaluate the overall loan portfolio, including risk ratings assigned to individual credits. Responsible for credit/loan policy and administration. Works with Regional Presidents and Credit staff to assess the overall soundness of the loan portfolio. In collaboration with the Executive team establish the vision and
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