Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.
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Job Description:
At Regions, the Consumer Business Unit Credit Risk and Reporting Analyst assists in the analysis of the company's credit risk and prepares reports for management, detailing research into the company's exposure and suggesting strategies to minimize those risks while enhancing profitability.
Primary Responsibilities
Supports the research and reporting needs of the portfolio managers
Performs ad-hoc analysis into existing and emerging risks, focusing on both internal and external factors
Prepares regular reporting and analytics related to production volumes and credit metrics
Assists in the creation of presentations, job aids, training materials, and reporting tools, including SharePoint and databases in collaboration with managers
Designs, develops, and reports independent analyses that provide greater insight into risk exposures and mitigation efforts
Coordinates the compilation, data aggregation, and updating of enterprise-level financial risk metrics
Interacts in a collaborative team environment and supports other roles on the team in their work efforts
Focuses on resolution of problems or transactions, where expertise is required to interpret against policies, guidelines, or processes
This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.
Requirements
Bachelor's degree in Accounting, Economics, Business, Finance, Risk Management, or directly related field
Preferences
Understanding of applicable databases and data structures
Experience with Statistical Analysis Systems (SAS), Structured Query Language (SQL), Power Business Intelligence (Power BI), or related database software
Skills and Competencies
Ability to learn additional systems as needed
Ability to research, analyze data, derive facts, and summarize findings
Ability to work in a team environment when applicable
Ability to work under direct guidance
Ability to work under pressure and meet deadlines
Proficiency in Microsoft Office (Excel, Word, PowerPoint, Outlook, etc.)
Strong verbal, written communication, and organizational skills
Strong work ethic and self-motivation
Proficiency in Structured Query Language (SQL), Statistical Analysis Systems (SAS), or Python
This position may be filled at a higher level depending on the candidate's qualifications and relevant experience.
Position Type
Full time
Compensation Details
Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.
The target information listed below is based on the national range and level of the position.
Job Range Target:
Minimum:
$49,529.50 USD
Median:
$69,600.00 USD
Incentive Pay Plans:
This job is not incentive eligible.
Benefits Information
Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.
Paid Vacation/Sick Time
401K with Company Match
Medical, Dental and Vision Benefits
Disability Benefits
Health Savings Account
Flexible Spending Account
Life Insurance
Parental Leave
Employee Assistance Program
Associate Volunteer Program
Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions' benefits, please click or copy the link below to your browser.
We have a passion for creating an inclusive environment that promotes and values diversity of race, color, national origin, religion, age, sexual orientation, gender identity, disability, veteran status, genetic information, sex, pregnancy, and many other primary and secondary dimensions that make each of us unique as individuals and provide valuable perspective that makes us a better company and employer. More importantly, we recognize that creating a workplace where everyone, regardless of background, can do their best work is the right thing to do.
Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.
