Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.
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Job Description:
At Regions, the Credit Portfolio Management (CPM) Analyst focuses on topical research leveraging quantitative and qualitative methods to assess portfolio performance trends, market analytics and outlooks to drive the active portfolio management of Regions credit portfolio.
Primary Responsibilities
Conducts routine and ad hoc research at the direction of the CPM Research Manager, including (performance trends analysis, market trend and outlook)
Summarizes findings from external research
Proactively queries Regions' data repositories in response to inbound questions from business leaders and to support research efforts
Sources, scrubs and maintains internal and external data required for research and analysis purposes
Collaborates with Risk Reporting to design dashboards to improve risk awareness throughout the firm
Builds tools to be used throughout the firm in credit underwriting, portfolio monitoring and risk assessment
This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.
Requirements
Bachelor's degree
Two (2) years of credit/ market research, advanced analytics or credit risk management experience
Preferences
Masters degree or Professional Certification (e.g., Certified Financial Analyst, Certified Public Accountant, Financial Risk Manager)
Basic understanding of quantitative measures of credit performance (e.g., Probability of Default/Loss Given Default/EL/EC)
Expertise with SQL/SAS, Python, R, VBA or other programming languages
Skills and Competencies
Ability to set priorities, organize workflow, manage multiple tasks concurrently, and work well under pressure and deadlines
Strong written communication skills
Ability to conduct fact-based research and summarize findings
Proficiency with software (Word, Excel, PowerPoint and Power BI)
Strong oral presentation skills (both large and small audiences)
Ability to draw conclusions from fact-based research and recommend actions to drive credit strategy (origination and/or risk mitigation)
Advanced skills in Excel and Power BI)
Position Type
Full time
Benefits Information
Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.
Paid Vacation/Sick Time
401K with Company Match
Medical, Dental and Vision Benefits
Disability Benefits
Health Savings Account
Flexible Spending Account
Life Insurance
Parental Leave
Employee Assistance Program
Associate Volunteer Program
Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions' benefits, please click or copy the link below to your browser.
We have a passion for creating an inclusive environment that promotes and values diversity of race, color, national origin, religion, age, sexual orientation, gender identity, disability, veteran status, genetic information, sex, pregnancy, and many other primary and secondary dimensions that make each of us unique as individuals and provide valuable perspective that makes us a better company and employer. More importantly, we recognize that creating a workplace where everyone, regardless of background, can do their best work is the right thing to do.
Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.
