Commercial Middle Office Loan Specialist - Denver, CO
Location: Denver, Colorado
Internal Number: 10280_059346
At Vectra Bank, the Rocky Mountain region is a part of who we are, and we understand why families and businesses choose to live, grow, play and work here. Recently recognized as one of the Denver Posts Top Workplaces for 2022. Vectra Bank Colorado offers our customers, and our employees, the best of both worlds: a broad reach and depth of financial resources alongside unparalleled personal attention. At Vectra, we think creatively to shape custom financial solutions for those raising a family or creating the next great local business. We are passionate about our business, and we are passionate about success.
At Vectra, we're committed to making our company a great place to work and grow your career. We seek dedicated employees whose diversity, talent, drive and innovative ideas add value to our customers, our colleagues and to our communities. At Vectra, we actively listen to our employees and our customers, initiate contact, provide solutions, and proactively focus on building relationships - not increasing transactions. We do this by offering technology and resources typically only found within larger banks and combining those resources with an exceptional level of service more commonly associated with community banks and smaller financial institutions. We personify this difference through our tagline: Big Enough to Count / Small Enough to Caretm.
With benefits starting on day one, over 12 bank holidays, and a company committed to career growth and advancement, Vectra is dedicated to being an employer of choice in our industry and community. At Vectra Bank, the possibilities are endless - come for a job, stay for a career.
We are looking for a seasoned Commercial Loan Closer in Denver, CO. This role focuses works directly with lending team to collect, review and distribute approved loan due diligence.
Works directly with Commercial lending teams to collect, review and distribute approved loan due diligence items necessary for loan documentation preparation.
Ensures appropriate fees and expenses are recorded accurately.
Notifies lending team of missing/incorrect items requiring action.
Works directly with loan operations to ensure loan documents are prepared in accordance with credit approval, loan documentation standards and regulatory requirements.
Reviews executed loan packages for accuracy and to ensure compliance with regulatory and policy requirements.
Ensures appropriate approval and/or waivers and exceptions are obtained.
Submits the final loan package to loan operations for funding and boarding.
Other duties as assigned.
Requires a High School degree or equivalent and 1+ year of loan documentation and review, closing or other directly related experience. A combination of education and experience may meet requirements.
Working knowledge of general Commercial loan documentation, loan closing processes and procedures, lending policies, compliance and lending regulations.
Ability to review, read and interpret Commercial loan documentation.
Knowledge of due diligence and risk management requirements.
Must be accurate and detail oriented.
Ability to multi-task and meet deadlines.
Must have good problem and communication skills, both verbal and written.
Working knowledge of pc's and various word processing, spreadsheet or related software.
Medical, Dental and Vision Insurance - START DAY ONE!
Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays
401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
Mental health benefits including coaching and therapy sessions
Tuition Reimbursement for qualifying employees
Employee Ambassador preferred banking products
This position is eligible to earn a base salary in the range of $23.00 - $33.00 hourly depending on job-related factors such as level of experience.
Zions Bancorporation, N.A. is one of the nation's premier financial services companies with annual net revenue of $2.9 billion in 2021 and more than $90 billion of total assets. Zions operates under local management teams and distinct brands in 11 western states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The Bank is a consistent recipient of national and state-wide customer survey awards in small and middle-market banking, as well as a leader in public finance advisory services and Small Business Administration lending, ranking as the tenth largest provider in the U.S. of the SBA’s Paycheck Protection Program loans. In addition, Zions is included in the S&P 500 and NASDAQ Financial 100 indices.