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Savers Bank

Southbridge, Massachusetts

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MA Bank

Macon, Missouri

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Cape Cod 5

Hyannis, Massachusetts

Housing Development Fund

Stamford, Connecticut

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Port Washington State Bank

Port Washington , Wisconsin

Finance

Jefferson City, Tennessee

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Carolina Small Business Development Fund

Raleigh, North Carolina

Conneaut Savings Bank

Conneaut, Ohio

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Carolina Small Business Development Fund

Raleigh, North Carolina

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FirstBank

Franklin, Tennessee

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Lowell Five Bank

Billerica, Massachusetts

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First National Bank of Ava

Ava, Illinois

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Pan American Bank & Trust

Melrose Park, Illinois

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Bank of Ann Arbor

Ann Arbor, Michigan

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Middlesex Savings Bank

Natick, Massachusetts

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Bank of Ann Arbor

Ann Arbor, Michigan

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Busey

Schaumburg, Illinois

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Busey

Burr Ridge, Illinois

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First National Bank of America

East Lansing, Michigan

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Independent Bank

Mason, Michigan

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Federal Home Loan Bank of Chicago

Chicago, Illinois

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Commercial Underwriter, C&I
DUTIES AND RESPONSIBILITIESFinancial statement spreading and analysis, including calculation of Debt Service Coverage or Fixed Charge Coverage Ratios per Busey guidelines.Use financial data such as cash flow, liquidity, profitability, and leverage to determine and minimize the overall risk of extending credit to businesses and individuals.Work with Commercial Relationship Managers or other Lending staff to prepare clear and concise Commercial Credit Approval Request (CCAR) memos that include all pertinent information associated with the overal risk of the loan, identifying the strengths and weaknesses of the Borrower.Evaluate collateral, industry data and other relevant credit information.Assist with Portfolio


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