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BofA Securities, Inc.

San Francisco, California

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Merrill Lynch

New York

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Network for Oregon Affordable Housing

Portland, Oregon

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Bank of America, N.A.

Charlotte, North Carolina

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Chino Commercial Bank

Chino, California

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AmeriServ Financial

Hagerstown, Maryland

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Bank of America N.A.

Charlotte, North Carolina

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Walpole Co-operative Bank

Walpole, Massachusetts

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Ohio Bankers League

Columbus, Ohio

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Needham Bank

Needham, Massachusetts

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7814745457

Needham, Massachusetts

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Zions Bancorporation

Denver, Colorado

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Midwest BankCentre

St. Louis, Missouri

Bank of America N.A.

Miami, Florida

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Lowell Five Bank

Tewksbury, Massachusetts

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Lone Star National Bank

McAllen, Texas

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GPS Capital Markets

Salt Lake City, Utah

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Kearny County Bank

Garden City, Kansas

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National Cooperative Bank

Arlington/Crystal City, Virginia

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GPS Capital Markets

Salt Lake City, Utah

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Credit Analyst
Duties and Responsibilities:Financial statement spreading and analysis, including calculation of Debt Service Coverage or Fixed Charge Coverage Ratios per Busey guidelines.Use financial data such as cash flow, liquidity, profitability, and leverage to determine and minimize the overall risk of extending credit to businesses and individuals.Work with Commercial Relationship Managers or other Lending staff to prepare clear and concise Commercial Credit Approval Request (CCAR) memos that include all pertinent information associated with the overall risk of the loan, identifying the strengths and weaknesses of the Borrower.Evaluate collateral, industry data and other relevant credit information.Assist with Portfoli


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