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Position: HMDA and CRA Compliance Specialist
Purpose of Position:
The incumbent will maintain compliance with the Home Mortgage Disclosure Act (“HMDA”) and Community Reinvestment Act (“CRA”) by performing file reviews, compiling information, validating data, and analyzing data elements required by the Acts.  In addition, may assist with special projects as needed.

 Essential Functions:

• Supports the Home Mortgage Disclosure Act by performing data scrubs of HMDA records
• Supports the Community Reinvestment Act by performing data scrubs of CRA records
• Ensures that all errors found during data integrity reviews or testing are corrected
• Reports any potential concerns about non-compliance with HMDA or CRA regulatory requirements to the CRA Officer
• Assists with Annual Loan Application Register Filings
• Provides critical support for administrative, operational and/or review functions typically performed by others within the Compliance Department that may involve regulations other than HMDA and/or CRA

Requirements:

• One year of HMDA Compliance, HMDA Loan Operations, or HMDA auditing experience involving direct data field review or similar functions
• High degree of accuracy and attention to detail
• Proven interpersonal and communication skills (written and verbal), with strong emphasis placed on responsiveness and customer service
• Proven computer proficiency with Microsoft Office products, especially Word and Excel
• RATA Comply experience a plus although not required
• Formal HMDA or CRA education or certifications in addition to direct, hands-on experience, is beneficial