The Credit Analyst will support the business banking team by utilizing Sageworks to input financials, prepare cash flow and credit analysis reports. The Credit Analyst should be able to independently analyze and help underwrite new and existing credit requests submitted by the lenders. The Analyst should have a working knowledge of reading tax returns and financial documents. Must be able to craft well written credit memos and provide feedback to upper management on market conditions and customer issues in local area (strengths and weaknesses of competition, gains and losses of business, comments both positive and negative, etc.)
Qualifications: Strong understanding of loan risk, along with the ability to gather, analyze and summarize complex data and make recommendations. Excellent written and verbal skills along with advanced Excel experience. Must possess a minimum of 5 years' experience in a credit analyst role or have previous commercial credit underwriting experience.
Internal Number: 111
About Benchmark Community Bank
Benchmark Community Bank focuses on serving Southside Virginia and northern North Carolina. We have been around for nearly 50 years helping area citizens and businesses thrive. We are, always have been, and intend to remain locally owned and operated. Benchmark is a dynamic, full-service financial institution dedicated to the customers and communities we serve. Our branches are primarily staffed by local residents whose love of hometown mirrors ours. Members of the Benchmark family are also individuals who pride themselves in giving exceptional service. They love listening and always want to know what other community members are looking for in a financial institution. We gather this information regularly so that we can make the right decisions on new products and services. By right decisions, we mean, of course, what the people in the community want and need. This year, Benchmark was once again named one of the top 200 community banks in the country by American Banker magazine (formerly U.S. Banker). There are approximately 5,300 community banks nationwide. This is just one example of the many times that Benchmark has been recognized for its excellence.