Due to a promotion, The Bank of Tescott is currently searching for an experienced Ag Lender to join our Lincoln, KS loan team. Our hire will help manage an established portfolio along with the opportunity to develop new business when the timing is right. This is an excellent opportunity for someone who appreciates small town living and the benefits of living and working in a rural community.
The Bank of Tescott is proud to have served our communities for over 130 years and we look forward to the next 130. If you are looking for a family first employer that provides great benefits, then The Bank of Tescott is for you.
You will be responsible for the following:
Takes applications for agriculture, commercial and consumer loans. Reviews customer financial condition and assesses the customer's ability to re-pay the loan. Makes underwriting decisions within approval authority.
Participates in developing lending and deposit business for the bank by calling on current and existing clients/businesses to expand the business base.
Monitors existing loan portfolio to maintain a high-quality asset base and reports potential downgrades to Loan Approval Committee or Chief Credit Officer in a timely fashion.
Works in tandem with Loan Support and Credit Analysts to request appraisals, review applicant credit files and other information pertinent to evaluation of loan application.
Collects delinquent accounts in timely manner consistent with bank procedures/processes. Develops/negotiates revised loan repayment terms/schedules as necessary. Maintains past dues under 2%.
Planning & Organizing
Preferred Education and Experience - Bachelors degree in business, finance or agricultural economics. Previous agriculture lending experience is a must. Some travel will be expected with this position for inspections and meetings.
About The Bank of Tescott
Since establishing business in 1887, The Bank of Tescott has built its reputation on personal service and community promotion. Family owned and locally operated in the Kansas communities of Tescott, Lincoln, Salina, and Lindsborg, The Bank of Tescott strives to provide customers with a competitive array of loan and deposit products that aid in their financial success.
At The Bank of Tescott, we know our people are our most important asset. Our success can be attributed to the quality with which the staff delivers our products and services to our customers and communities. We offer a comprehensive employment package which includes profit sharing and an ESOP.