Branch Manager and Ag Loan Officer

Location
Eldora, Iowa
Posted
Apr 05, 2024
Closes
May 05, 2024
Type
Full Time
Level
Experienced

Hardin County Savings Bank is a reputable financial institution committed to providing personalized banking solutions and fostering strong community relationships. We pride ourselves on delivering exceptional service, technology and financial expertise to our customers while contributing positively to the communities we serve.

We are seeking a dynamic and experienced individual to join our team as a Branch Manager and Ag Loan Officer in Union, Iowa. This role involves overseeing branch operations, serving as an agricultural lender, managing staff, nurturing community connections, making credit decisions, managing loan portfolios, and driving new business growth.

Responsibilities:

  • Serve as the primary point of contact for customers, providing expert financial advice and assistance.
  • Manage branch operations to ensure efficient and effective service delivery.
  • Cultivate and maintain strong relationships with local businesses, farmers, and community organizations.
  • Assess creditworthiness and make informed credit decisions in accordance with company policies and regulatory requirements.
  • Originate, underwrite, and administer agricultural loans, including real estate, operating, and equipment loans.
  • Monitor and manage loan portfolios to mitigate risk and ensure compliance with lending regulations.
  • Identify opportunities for business development and actively pursue new lending and deposit relationships.
  • Lead and mentor branch staff to achieve performance goals and deliver exceptional customer service.
  • Oversee and coordinate building maintenance items as needed.
  • Stay abreast of industry trends, regulatory changes, and market developments to inform decision-making and strategic planning.

Qualifications:

  • Bachelor's degree in finance, business administration, or related field (preferred).
  • Minimum of 5 years of experience in banking, with a focus on Ag lending.
  • Experience in agricultural lending and familiarity with rural markets and industries.
  • Strong understanding of credit analysis and risk management principles.
  • Excellent communication, interpersonal, and leadership skills.

Benefits:

  • Competitive salary commensurate with experience
  • Comprehensive benefits package, including health insurance, retirement plans, and paid time off
  • Opportunities for professional development
  • Supportive work environment with a focus on work-life balance
  • Meaningful involvement in community initiatives and events

How to Apply:

Interested candidates are encouraged to submit a resume and cover letter outlining their qualifications and suitability for the position to hcsb@hardincsb.com, Attn: Krista Weber.

Hardin County Savings Bank is an equal opportunity employer and welcomes applicants from diverse backgrounds. We thank all applicants for their interest, but only those selected for an interview will be contacted.