Finance Profitability Analyst

Birmingham, Alabama
Nov 09, 2023
Dec 10, 2023

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.

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Job Description:

At Regions, a Finance Profitability Analyst supports the Enterprise Profitability Team which is housed in Treasury and serves as an internal consulting group with the mission of helping ensure Regions strategies and tactics enhance shareholder value. This mission is accomplished through providing the best financial thinking, analysis, tools and information possible to help facilitate strategic and tactical investment decisioning. Profitability Analysts on the Enterprise Profitability team help develop tools, processes, analysis and analytical frameworks designed to improve and simplify capital deployment decisions within and across Regions' businesses.  Serving as a trusted advisor requires a deep and evolving understanding of both profitability measurement and Regions businesses which entails continuous learning and a relentless drive to help make better investment decisions.

Primary Responsibilities

  • Provides area of responsibility with the profitability analysis, tools and information needed to facilitate their strategic and tactical investment decisions
  • Prepares widely consumed profitability analysis and reporting to support capital deployment decisions and strategic planning efforts
  • Helps develop, and enhance the maintenance of analytical tools/frameworks that inform pricing strategy for all lending products
  • Creates and delivers highly visible profitability presentations for to all levels of Regions leadership
  • Develops and presents capital allocation recommendations among various strategies, businesses, products, etc.
  • Provides regular profitability analysis to the Loan Pricing Committee for relationship and banker reviews
  • Provides deal structure and pricing guidance to businesses for loan purchase / sale arrangements to ensure they meet Regions financial objectives
  • Develops collaborative and trusting partnerships within finance and across Regions business units
  • Mentors and helps develop all analysts and interns in the Enterprise Profitability Group

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.


  • Bachelor's degree in Economics, Finance, or related quantitative field
  • Five (5) years of experience in Finance, Profitability, or a highly analytical role


  • Master of Business Administration (MBA) or Chartered Financial Analyst (CFA)
  • Advanced knowledge of bank profitability and related concepts (e.g. FTP, EL, and Economic Capital)
  • Interest in rapid and continuous learning, development, and growth
  • Leadership and coaching/development experience
  • Strong knowledge of financial concepts pertaining to profitability measurement and investment evaluation
  • Strong quantitative and technical skill set, with strong attention to detail

Skills and Competencies

  • Advanced Excel modeling skills (e.g. VBA)
  • Basic programming skills (e.g. SQL, Python, or equivalent)
  • Proficiency in Microsoft Office (Excel, Word, PowerPoint, Outlook, etc.)
  • Proficiency with business intelligence platforms (e.g. QlikSense, Tableau, PowerBI, etc.)
  • Strong verbal, written communication, and organizational skills
  • Strong work ethic and self-motivation

Position Type

Full time

Benefits Information

Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.

  • Paid Vacation/Sick Time
  • 401K with Company Match
  • Medical, Dental and Vision Benefits
  • Disability Benefits
  • Health Savings Account
  • Flexible Spending Account
  • Life Insurance
  • Parental Leave
  • Employee Assistance Program
  • Associate Volunteer Program

Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions' benefits, please click or copy the link below to your browser.

Location Details

Regions Center


Birmingham, Alabama

Bring Your Whole Self to Work  


We have a passion for creating an inclusive environment that promotes and values diversity of race, color, national origin, religion, age, sexual orientation, gender identity, disability, veteran status, genetic information, sex, pregnancy, and many other primary and secondary dimensions that make each of us unique as individuals and provide valuable perspective that makes us a better company and employer. More importantly, we recognize that creating a workplace where everyone, regardless of background, can do their best work is the right thing to do.


OFCCP Disclosure: Equal Opportunity Employer/Disabled/Veterans