Jr. Sales Associate

Employer
UniBank
Location
Baltimore / Annapolis area, Maryland
Posted
Oct 31, 2023
Closes
May 23, 2024
Specialty
Lending
Type
Full Time
Level
Entry Level
Education Level
4 Year Degree

Opportunity Overview: 

We have a Unique opportunity to join the Sterling Associates Team as a full-time Jr. Sales Associate to be based in the Baltimore/Annapolis, MD area. We are group of talented, professional individuals passionate about supporting our customers and co-workers.  We’re looking for someone who thrives in a position where delivering exceptional customer service is expected,  who gets excited about learning new things, and wants to work in an environment where no two days will ever be the same. If being part of a team that gets to makes a difference  in their community  is what you have been looking for – then come join us!

Position Overview

The Jr. Sales Associate originates retail loans for client lenders by calling and visiting dealers, manufacturers, brokers, and by attending trade shows.

Primary Accountabilities:

  • Handles closing of loans with customers from application to funding.
  • Answers customer inquiries via phone, e-mail and in person to solicit new business and maintain existing relationships.
  • Determines customer’s creditworthiness and packages retail consumer loans to present to client lenders.  Interviews customers over phone and determines if customer will pre-qualify for the loan before application is taken.
  • Solicits business from dealers, brokers and consumers on a direct basis through attendance at trade shows and sales calls
  • Researches answers to respond to bank inquiries to get deals approved or funded.
  • Prepares final settlements by completing all required paperwork.
  • Arranges loan closings, copies and ensures paperwork is notarized and that all pertinent information is included in final loan package.
  • Assists in the overall process by pulling credit reports and getting payoff amounts via phone or computer.
  • Deals effectively with banks, dealers, customers, insurance companies and documentation companies to discuss, solicit, and land deals and to ensure binders are received and the proper paperwork is completed.  Interacts with client banks on a regular basis to discuss bank requirements and ensure company can meet bank stipulations.
  • Oversees mail closings to ensure lender requirements are met and the deals are funded.
  • Attends trade shows to promote new business.
  • Determines where to place business by matching applicants’ needs to the lenders’ requirements.
  • Ensures compliance with all applicable laws.

Knowledge, Skills, Education and Work Experience 

  • Bachelor’s degree required
  • Previous related work experience helpful
  • Must be able to listen, sell and negotiate effectively
  • Ability to organize, plan, prioritize and communicate thoughts clearly in both written and verbal communication
  • Strong math, analytic and problem-solving skills

About Sterling Associates

We are Sterling Associates, a team of dedicate , specialized bank service company that originated boat, recreational vehicle, aircraft and manufactured housing loans for client lenders. Based in Whitinsville, MA we also have team members across the US.

 

This position may be subject to SAFE Act Registration Requirements.  Pursuant to the SAFE Act requirements, all applicants for employment who will be engaged in residential loan mortgage originations (as defined by the SAFE Act) must register with the federal registry system and maintain a status in good standing under the SAFE Act requirements.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, status as a veteran or as an individual with a disability. 

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