Real Estate Commercial Loan Officer: Salt Lake City

Salt Lake City, Utah
Sep 01, 2023
Oct 02, 2023
Full Time

Zions Bank recognizes that its success comes from the dedication, experience and talents of its diverse employee base. As we usher in the next generation of banking, we're committed to being the premier employer of choice. We're proud to have ranked among American Banker magazine's "Best Banks to Work For" almost every year since 2013, as Best Employer from Utah's Best of State, among the Best Places to Work in Idaho, and "among the Salt Lake Tribune's Top Workplaces. Make the leap into a new era of banking. Let us transform your career.


With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is committed to career growth and advancement. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity.



Zions Bank has an exciting opportunity in our Sale Lake City, UT market for a Real Estate Commercial Loan Officer (Home-Builder Industry Specialist).



The Real Estate Banking Group (Residential Builder Finance) offers Residential Construction Loan products. Focusing on Vertical Construction financing and Residential Land Development loans. The Vertical Construction financing includes detached, attached, or condominium units. This group also offers Acquisition and Development (A&D) for horizontal development of finished lots plus Land Acquisition for immediate development.


As a Real Estate Commercial Loan Officer, you will be seeking new clients including home builders and residential developers along the greater Wasatch Front with some interaction with prospects in Southern Utah.




Ideal candidates will have the following skills and experience:


  • Minimum of a Bachelor's degree in Finance, Accounting, or equivalent
  • 3-5 years of direct Residential Construction Loan Officer experience
  • Responsible for generating and servicing a wide variety of Real Estate Commercial loans, particularly to the home-building industry
  • Aggressively seeks and obtains quality new business through client and prospect calls, referrals, and cross selling efforts
  • Represents the Bank in the community and respective marketing areas for the development and growth of new loan business
  • Experience in interviewing clients for various loan needs
  • Responsible for initial underwriting with ongoing monitoring of credit performance and take necessary actions as needed
  • Responsible for building and maintaining relationships, with a resulting high degree of customer satisfaction



Technical Skills:

Proficient in MS Excel Spreadsheets and Word Processing




  • Medical, Dental and Vision Insurance - START DAY ONE! 
  • Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
  • Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
  • Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays
  • 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
  • Mental health benefits including coaching and therapy sessions
  • Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire
  • Paid parking in the downtown office



Location Amenities


Located in the heart of downtown Salt Lake City, the Zions Bank Building serves as the headquarters of both Zions Bancorporation and Zions Bank. The building sits adjacent to City Creek Center, a world-class shopping and dining destination with more than 100 stores and restaurants. The Zions Bank Building stands tall among Salt Lake City's central business district, providing hundreds of team members with an exceptional work environment and features such as:


  • Easy access to the City Creek UTA TRAX station, as well as various electric vehicle charging stations in most City Creek area garages;
  • An employee-only fitness center and bike storage;
  • An employee lounge, kitchen, micro market, game tables, couches and TVs;
  • Private mothers' rooms and lockers; and
  • Access to downtown shopping, dining, arts and entertainment.

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