Business Banker

Since 1856, Kerndt Brothers Bank has strived to help our customers achieve their financial goals. Our customers' success can be attributed to our team of exceptional employees.

We continuously seek to add talent that focuses on integrity, teamwork, and superior customer service. For nearly 160 years, change and innovation has provided opportunity and growth for career advancement for both existing and new employees.

As a Business Banker, we are looking for candidates with effective interpersonal skills to maintain and create lasting relationships with customers and co-workers. This position will manage and develop commercial credit relationships.

Responsibilities for this position include:

• Managing an existing portfolio
• Soliciting and promoting new business development opportunities from both existing customers and qualified prospects
• Performing financial analysis, by collecting necessary financial information from current and prospective borrowers to enable adequate analysis of the credit.
• Performing thorough underwriting of all new and existing credits in accordance with Bank policy and procedures and utilizing financial analysis software to aid in underwriting and credit decisioning.
• Working with Credit Analysts and other loan support personnel to thoroughly document and maintain credit files to meet Bank and Regulatory standards.
• Maintaining past due accounts at acceptable levels and collection of assigned credit relationships
• Maintaining accurate risk ratings for all assigned credit relationships as required by Bank policy. Pro-actively recommend changes to risk ratings as financial conditions of a credit relationship deem appropriate.

Qualified candidates will have Bachelor’s degree in banking or finance and 5 or more years of related commercial lending experience.