Loan Specialist Document Services I
- Employer
- Southern First Bank
- Location
- Greenville, South Carolina
- Salary
- Commensurate with education and experience.
- Posted
- Sep 21, 2024
- Closes
- Nov 10, 2024
- Ref
- LOANS001329
- Specialty
- Other
- Type
- Full Time
ESSENTIAL RESPONSIBILITIES
ESSENTIAL SKILLS, EDUCATION AND EXPERIENCE
Loan Specialist I
BENEFICIAL SKILLS, EDUCATION AND EXPERIENCE
Loan Specialist II
Additional requirements:
Loan Specialist III
Additional requirements:
WORK CONDITIONS
This description is not intended to be construed as an exhaustive list of all functions, responsibilities, skills and abilities. Additional functions and requirements may be assigned by supervisors as deemed appropriate. This document does not represent an expressed or implied contract of employment nor does it alter your at-will employment, and the Company reserves the right to change this job description and/or assign tasks for the employee to perform, as the Company may deem appropriate.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)
- Work with the lending team to ensure all necessary documentation is received and uploaded to the loan file prior to closing.
- Review uploaded documentation for completeness and accuracy, including corporate entity documents to understand structure and verify signing authority.
- Prepare loan packages for all loan types including renewals and modifications.
- Prepare Early Disclosures for Home Equity Lines of Credit within the defined regulatory time limits.
- Prepare Loan Estimates and Closing Disclosures within the defined regulatory time limits.
- Monitor loan pipelines to ensure all loan packages are prepared on time.
- Ensure all loan packages are complete, accurate and follow Bank policy and regulatory guidelines.
- Support inquiries from the lending team by responding promptly and professionally.
- Work with attorneys/paralegals to accurately prepare and deliver Closing Disclosures.
- Back up other members of Document Services to ensure the department meets its goal to promptly address loan requests.
- Assist and/or train other team members as needed.
- Perform other duties as assigned.
ESSENTIAL SKILLS, EDUCATION AND EXPERIENCE
Loan Specialist I
- High school diploma or equivalent required.
- 1 to 2 years banking or loan operations experience.
- Understanding of commercial and consumer lending practices.
- Excellent oral & written communication, interpersonal skills, and customer service.
- Detail oriented with a high degree of accuracy.
- Ability to recognize and question process or procedure deviations that may indicate special handling is needed.
- Self-motivated and a team player, with desire to promote a collaborative work environment.
- Strong analytical skills to diagnose challenges and provide workable resolutions.
- Maintain consistent attendance and punctuality.
BENEFICIAL SKILLS, EDUCATION AND EXPERIENCE
- Experience with LaserPro, Encompass and/or FIS Horizon preferred
- Proficiency with MS Word, Excel, Outlook and Teams
- Understanding of TRID requirements and timelines
Loan Specialist II
Additional requirements:
- Associate’s Degree or Bachelor’s Degree in a business-related discipline preferred.
- 2 to 5 years banking or loan operations experience.
- Subject matter expert within core position.
Loan Specialist III
Additional requirements:
- Associate’s Degree or Bachelor’s Degree in a business-related discipline preferred.
- 5+ years banking or loan operations experience.
- Subject matter expert within core position, provides leadership.
- Competency in multiple loan operations functions.
WORK CONDITIONS
- This position must be able to sit for long periods of time as the position involves the majority of time spent at a computer.
- This position requires little to no travel.
This description is not intended to be construed as an exhaustive list of all functions, responsibilities, skills and abilities. Additional functions and requirements may be assigned by supervisors as deemed appropriate. This document does not represent an expressed or implied contract of employment nor does it alter your at-will employment, and the Company reserves the right to change this job description and/or assign tasks for the employee to perform, as the Company may deem appropriate.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)