Mortgage Lender - Hacienda Heights, CA

Employer
Enterprise Services
Location
Hacienda Heights, California
Salary
Competitive
Posted
Jul 01, 2024
Closes
Jul 13, 2024
Ref
10280_064800
Type
Full Time
Associates at California Bank & Trust work in a relationship-centered culture where they are provided with the tools, training, and opportunities to build the best possible relationships with our clients and with each other. Our workplace culture values each associate's unique experiences, background and perspectives and provides a collaborative environment for all employees to grow and thrive.    

As a premier California-focused financial services company dedicated to serving its communities, families, and businesses (small, mid-sized and large), CB&T has been active for 70 years and has more than 80 full-service branch offices across the state. This dedication has helped the bank earn recognition as a perennial powerhouse in yearly voting for "Best Bank" and "Best Commercial Bank" from the readers of San Diego Union-Tribune and Orange County Register . Additionally, as a division of Zions Bancorporation, the bank has collected multiple Greenwich Excellence Awards for "Overall Client Satisfaction" in Small Business & Middle Market Excellence Awards. 

We are looking for a seasoned Mortgage LenderinHacienda Heights, CA . This role focuses on soliciting and bringing in mortgage business for the bank.

Essential Functions:

  • Responsible for soliciting and bringing in mortgage business for the bank through previous contacts, relationships and referrals from real estate agents, builders, developers and branches.
  • Ensures compliance with regulatory guidelines in the performance of loan originator duties.
  • Interviews potential applicants to develop information concerning their needs, desires and other information; obtains and review pertinent financial and credit data.
  • Responsible for assisting customers with information about loan types and interest rate options, locking interest rates as requested by the customer, preparing and sending initial disclosures to customers and submitting information to automated underwriting software.
  • Ensures timely re-disclosures.
  • May order appraisals through system, arrange for title search and obtain necessary documents.
  • Responsible to communicate with the customer throughout the process and work with processors through closing.
  • Originates residential home loans.
  • Keeps informed of trends and developments in the local real estate market and changing rules and regulations pertaining to mortgages.
  • Develops and maintains internal relationships to drive cross-sell opportunities for other bank products.
  • Other duties as assigned.


Qualifications:

  • Requires a college degree and 4+ years of mortgage lending origination experience required, including residential construction experience or other directly related experience. A combination of education and experience may meet requirements.
  • Advanced knowledge of mortgage lending, processing, credit analysis, mortgage laws and regulations.
  • Ability to successfully solicit loans.
  • Good problem-solving skills.
  • Ability to work independently.
  • Strong interpersonal skills.
  • Demonstrated ability to handle multiple priorities.
  • Strong verbal and written communication skills.
  • Ability to work effectively in high pressure environment.
  • Ability to work with various types of computer software, including mortgage specific software.


Benefits:

  • Medical, Dental and Vision Insurance - START DAY ONE!
  • Life and Disability Insurance, Paid Paternal Leave, and Adoption Assistance
  • Health Savings (HSA), Flexible Spending (FSA), and dependent care accounts
  • Paid Training, Paid Time Off (PTO), and 11 Paid Federal Holidays


  • 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
  • Mental health benefits, including coaching and therapy sessions
  • Tuition Reimbursement for qualifying employees
  • Employee Ambassador preferred banking products


This position is eligible to earn a base salary of $16.90 hourly plus bonus depending on job-related factors such as level of experience.

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