Credit and Collateral Specialist

Overview

First National Bank of America is a nationwide mortgage lender in the Non-QM industry. Our business is unique in that we underwrite and service all of the loans we originate, in house. This allows us to focus on our clients individually, customize our guidelines on a case-by-case basis and build lasting relationships with the people we help. Our Credit and Collateral Specialist are responsible for ensuring the transactions booked by the bank are quality investments. As an Credit and Collateral Specialist, you will work closely with both bank production and asset quality. This role will require an individual to be an analytical, disciplined, organized thinker. The ability to make decisions is a must. If working in an environment full of exceptional people with huge hearts is something you are interested in being a part of, and you possess the skills/talents described, we welcome you to apply to join the First National family!

Job Type: Full-time

Location: On-site in our East Lansing, MI office

Responsibilities

• Reviewing Residential loans, Acquisitions transactions, Package Purchase loans and Mortgage Service Amendments
• Reviewing credit reports, appraisals and other supporting documents to determine if the loan should be originated or purchased
• Working with multiple departments within the bank to ensure transactions are compliant and completed according to procedures

Qualifications

• Reliable and good decision maker
• Excellent attention to detail
• Ability to multi-task
• Can work well on own or in a group setting
• Prior experience with mortgages and mortgage documents is a plus but not necessary

Employee benefits

• Medical - Multiple plans to choose from including HSA and traditional. Premiums as low as $0.00
• Dental - Premiums as low as $0.00
• Vision - Low premium Plan
• Paid Time Off (PTO)
• 401k with employer match
• Adjustable desks that can be raised or lowered to sit or stand

First National Bank of America recognizes that the quality of our people is the foundation for our success. Attracting exceptional individuals who value a challenging work environment that rewards the contributions of its people is the cornerstone of our hiring philosophy.

Note: These statements are intended to describe the general nature and level of work involved for this job. It is not an exhaustive list of all responsibilities, duties, and skills required for this job.

First National Bank of America is an Equal Opportunity Employer.