Senior Credit Officer

Location
Charlotte, North Carolina
Salary
Open
Posted
May 01, 2023
Closes
Jun 01, 2023

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.

Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions' Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system.

Job Description:

At Regions, the Senior Credit Officer is responsible for Commercial, Corporate, Private Wealth, or SBA loan approvals on a local basis.  Serves as a resource for those transactions requiring Bank Senior Credit Officer and other related approval and ensuring sound risk management practices. This is a 2nd Line of Defense position reporting to the Regional Credit Executive.

Primary Responsibilities

  • Monitors growth of total assigned portfolio

  • Ensures profitability of portfolio

    This position is exempt from timekeeping requirements under the Fair Labor Standards act and is not eligible for overtime pay. 

    Requirements

  • Bachelor's degree

  • Ten (10) years of Corporate/ Commercial credit or related experience

    Preferences

  • Completion of a formalized Credit Training Program

    Skills and Competencies

  • Broad knowledge of all credit disciplines and business strategy 

  • Excellent communication skills 

  • Excellent organizational and time management skills 

  • Excellent analytical skills 

  • Skilled in applicable computer software, e.g. Microsoft Word, Excel, Moodys, etc.

    Candidate will need a good understanding of Capital Markets Corporate Syndications and Broker Dealer products. Ideally, candidate would have worked in risk approval role within a Capital Markets division of a large financial institution for several years. Candidate will maintain, develop, and improve Capital Markets credit risk governance for the above products including drafting of credit policy and procedures.

    This position may be filled at a higher level depending on the candidate's qualifications and relevant experience.

    Position Type

    Full time

    Benefits Information

    Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.

    • Paid Vacation/Sick Time
    • 401K with Company Match
    • Medical, Dental and Vision Benefits
    • Disability Benefits
    • Health Savings Account
    • Flexible Spending Account
    • Life Insurance
    • Parental Leave
    • Employee Assistance Program
    • Associate Volunteer Program

    Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions' benefits, please click or copy the link below to your browser.


    https://www.regions.com/welcometour/benefits.rf

    Location Details

    Charlotte Uptown

    Location:

    Charlotte, North Carolina

    Bring Your Whole Self to Work  

       

    We have a passion for creating an inclusive environment that promotes and values diversity of race, color, national origin, religion, age, sexual orientation, gender identity, disability, veteran status, genetic information, sex, pregnancy, and many other primary and secondary dimensions that make each of us unique as individuals and provide valuable perspective that makes us a better company and employer. More importantly, we recognize that creating a workplace where everyone, regardless of background, can do their best work is the right thing to do.

       

    OFCCP Disclosure: Equal Opportunity Employer/Disabled/Veterans  



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