Join the team atFirst National Bank Alaska, the *Best Place to Work in Alaska* as recognized three years in a row by Alaska Business magazine readers.
GENERAL PURPOSE SUMMARY Develops and maintains banking relationships and a variety of complex Commercial and Real Estate loans based on considerable lending authority by performing the following essential duties and responsibilities:
ESSENTIAL DUTIES AND RESPONSIBILITIES Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Analyzes existing and potential customers' banking needs, earnings and financial conditions to determine which bank products are most appropriate, and to assess acceptable risk; approves/denies or recommends approval/denial within lending authority.
Provides advice and service to existing customers, and generates new business by calling on prospective customers regarding the establishment of banking relationships.
Manages existing loan portfolio; monitors and collects loan payments; modifies or extends loan terms or structure to protect bank's interest when required. Minimizes bank losses and exposure to losses.
Follows existing lending procedures and ensures lending compliance of loan portfolio and any subordinate loan portfolios with bank and regulatory procedures, policies, and requirements, and takes corrective action when non-compliance is identified.
Assists in training less experienced loan officers on lending procedures, policies, and regulations, and recommends improvements to procedures and provides functional guidance as needed.
Represents the bank in the community in order to identify, develop and promote additional business.
Keeps informed about the banking industry and all bank products. Maintains awareness of competitors' products and the bank's advantage.
May supervise less experienced Loan Officers and/or processing support staff as business needs dictate.
Performs other work-related duties as assigned by supervisor.
SUPERVISORY RESPONSIBILITIES: May supervise employees. Carries out supervisory responsibilities in accordance with the organization's policies and applicable laws. Responsibilities include interviewing and training employees; planning, assigning, and directing work; appraising performance; rewarding and disciplining employees; addressing complaints and resolving problems; and making recommendations regarding the hiring and terminating of employees.
Minimum: Bachelor's degree in business, accounting, finance, marketing, or related field and four years commercial, real estate, or consumer lending experience; or eight years commercial, real estate, and/or consumer lending experience; or equivalent combination of education/training and experience. Familiarity with State and Federal Loan Participation programs. Preferred: One year supervisory experience and marketing or sales experience.
Additional Salary Information: Additional Salary Information: First National Bank offers competitive compensations, 401(k) employer match (100% of the first 6% of contribution), generous paid time off, and comprehensive benefits.
Internal Number: CML-080E.8
About First National Bank Alaska
Voted "Best Place to Work in Alaska" Three Years Running
Join the team at First National Bank Alaska, the *Best Place to Work in Alaska* as recognized three years in a row by Alaska Business magazine readers.
“First National is again honored and humbled by this show of support from our fellow Alaskans," said Chair and CEO Betsy Lawer. "And it's all about our employees. Each year we strive to be a little bit better, to improve the ways we can help Alaskans, their businesses, and our communities succeed."
Most Admired Company in Alaska
MSN recently published an article which highlights the most admired company in each state, based on interviews, local and major publications, and other statistics. First National was proud to represent Alaska alongside so many other amazing companies!
First National Bank Alaska is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status or association with any other group or class protected by law.