SENB Bank is currently hiring for a Mortgage Loan Officer for our Davenport location. This position is responsible for the origination of new and secondary residential and consumer mortgage loans. You will promote and market mortgage products and services to clients and referral sources in order to drive the bank’s revenue growth and profitability. If you are an experienced Mortgage Loan Officer with an established client base, this is the opportunity for you!
-- Executive decision making regarding primary first mortgage, home equity lines of credit and home equity loans.
-- Serves as a member of Lending Management team to ensure efficient and integrated loan operations.
-- Use independent judgment to advise clients of various mortgage alternatives best suited to meet the client’s financial objectives.
-- Establishes and negotiates where necessary, terms under which credit will be extended, including the costs, repayment methods, and schedule and collateral requirements.
-- Ensures that loans are made within regulatory guidelines.
-- Maintains current familiarity with the laws and regulations along with the loan policy in effect.
-- Collects and analyzes information that reflects the current credit worthiness of customers and the current merits of existing loans.
-- Develops and presents loan materials to division head when requested.
-- Cross-sells all bank products and services.
-- Develops new business through a variety of sources.
-- Participate in community affairs to increase the bank’s visibility and to enhance new business opportunities.
-- Bachelor’s degree with emphasis on business and finance or equivalent experience.
-- Minimum three to four years’ consumer lending/lending operations and sales experience.
-- Knowledge of loan documentation, mortgage, and consumer lending regulations, and collections/legal remedies.
-- Secondary mortgage market experience.
-- Collections experience a plus.
-- Must meet and comply with all requirements outlined in the SAFE Act
Additional Salary Information: Salary commensurate with experience; base salary plus incentive pay.
About SENB Bank
Southeast National Bank is a solid and stable financial institution which has operated in the Quad Cities since 1961. Family owned and locally operated, the bank emphasizes exceptional service customized to the needs of our clients.