First American State Bank - Davenport is seeking an experienced Commercial Lender to add to our lending staff. We provide a professional environment that recognizes and rewards you for your results.
This position is responsible for developing and managing a quality commercial loan portfolio. Provide exceptional customer service while managing all aspects of the borrowing relationship. Identify opportunities to broaden customer relationships and actively cross-sell the bank’s products and services to generate additional revenue. This position requires a strong knowledge of business cash cycles, cash flow analysis, real estate financing and financial statements.
Possess a solid understanding of various types of business borrowers. Fully understand business cash cycles, debt service and cash flow. Possess the knowledge and skills to review and underwrite complex commercial loan requests.
Possess the drive and ability to successfully market the bank and develop new business leads and quality loan business.
Understands SBA products and programs.
Strong communication, organizational, sales and service skills are required
Actively calls on existing customers and potential customers to generate new loans to support bank loan growth, yield and portfolio objectives.
Qualifications and Experience:
Minimum of 5 years of Commercial Lending experience.
Bachelor’s degree preferred.
Successful applicants must pass pre-employment screening including credit history.
First American State Bank has a history and commitment to customers that goes back to 1934. Since commencing operations in Pierre, South Dakota, we’ve been proud of our tradition as a family-owned business and the connections to the communities we serve. Today the bank, and its affiliates, have over 50 locations in 10 states making the bank large enough to have the resources to meet our growing customers’ needs while being small enough to help deliver the excellent customer service and products based on our community bank heritage. (www.bankwithfasb.com)
Send cover letter and résumé to Darwin.Kruse@firstnationalbanks.com
First American State Bank is an Equal Opportunity Employer of Minorities, Females, Veterans, and Disabilities
About First American State Bank
First American State Bank, a family owned community bank, with over 50 locations in 10 states.